FAQs / When will my benefits coverage be effective?

The State of Maryland Employee Benefits Division processes enrollment forms for one effective date of coverage during the month. The effective date is the 1st day of the month following your date if hire, if you are hired the 2nd through the end of any month. The exception is if you are hired on the 1st of the month. Then your effective date will be the 1st of the month that you are hired.

Your effective date will be activated when the first deduction appears on your pay advice. The first deduction occurs after forms are submitted and depend on when the submission time falls within a processing cycle. It usually takes 2 to 3 pay periods for the first deduction to occur.  Then, your coverage will be retroactive to your effective date by paying mandatory premiums from your effective date to the date of your first payroll deduction. This is referred to as a retroactive adjustment.

Posted in: Benefits