Supplemental Retirement Accounts

Step 1: Compare Your Options

Step 2: Complete Your Forms

Pre-Tax Contribution Plans

TIAA 403b Form (Pre-tax) | Information
TIAA 457b Form (Pre-tax) | Information

Fidelity 403b Form (Pre-tax) | Information
Fidelity 457b Form (Pre-tax) | Information

After-Tax Contribution Plans

TIAA 403b Form (ROTH)
Fidelity 403b Form (ROTH)

MSRP/Nationwide (401k / 457b / 403b): Enroll or Make Changes Online

Higher Education Student Loan Annual Election Form

Step 3: Submit Your Forms

Tools & Resources

How to complete and submit your SRA form: 

• SRA Forms must have all fields completed:
  • SSN
  • First and Last Name 
  • “Action Requested” box selected (Initiate, Change, Cancel)
  • Current Amount
  • New Amount
  • Signature, Date, and UMD email address
• Do you want to know how this SRA enrollment will affect your paycheck?  Here is a Net Pay Calculator to assist you.
• You need your most recent biweekly earnings statement when using the Net Pay Calculator. 
• Monitor your earnings statements to confirm the new deduction.

Please note: 

• Benefits Counselors cannot provide financial advice.
• SRA changes take up to 2 pay periods to take effect. 
• Contributions to SRA accounts must be monitored by the employee to ensure the current year IRS limit is not exceeded.

Contribution Limits

Supplemental Retirement Account (SRA) deferral limits for calendar year 2023:

*These contribution limits are to either a 401(k) or a 403(b) plan. Contributions up to these maximums can also be made to a 457(b) plan.

Supplemental Retirement Account (SRA) deferral limits for calendar year 2024:

*These contribution limits are to either a 401(k) or a 403(b) plan. Contributions up to these maximums can also be made to a 457(b) plan.

Should you have any questions, or if you need assistance, please contact your assigned UHR Benefits Services Counselor.

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