Life Insurance
MetLife offers two Life Insurance plans options sponsored by the State of Maryland Life Insurance Plan and University System of Maryland (USM) Life Insurance Plan (formerly UNUM). The State of Maryland MetLife plan offers Accidental Death and Dismemberment (AD&D). The USM plan offers Long Term Disability (LTD). Each plan is portable and offers dependent coverage. Use the one-page MetLife Comparison chart to compare each plan or the USM Expanded Comparison Chart. Employees can enroll in both plans.
State of Maryland Life Insurance Plan
This plan also offers Accidental Death and Dismemberment.
Eligible employees can enroll within 60 days of hire or during Open Enrollment in mid-October. Coverage is effective January 1 during open enrollment.
Useful Links:
- State of Maryland MetLife Enrollment State of Maryland MetLife Portal
- State of Maryland Plan Benefits Summary
- State of Maryland MetLife Beneficiary Designation
University System of Maryland (USM) Life Insurance Plan
This plan also offers Long Term Disability.
Eligible employees can enroll anytime throughout the year. Eligible new hires have 60 days to enroll in Life up to the guaranteed issue limit (Employee, $100,000 or Spouse $50,000) or Long term Disability coverage without the need to answer medical questions.
Useful Links: