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Open Enrollment

Oct 15 - Nov 8

This is your annual opportunity to make changes, enroll, or add/remove dependents to your State of Maryland health benefits.

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October 15 - November 8

Open Enrollment for the State Employee and Retiree Health Benefits will take place from October 15 through 5:00 PM EST on November 8, 2024 for the new plan year that begins on January 1, 2025. This is your annual opportunity to make changes, enroll, or add/remove dependents to your State of Maryland health benefits.   

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Online Benefit System

Log in securely and change/view your benefits, dependents, and beneficiaries. 

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Step by Step Instructions

A quick reference guide (PDF) for completing your open enrollment.

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2025 Health Benefits


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Virtual Information Sessions

The State of Maryland has a series of Interactive Virtual Open Enrollment Events:

  • There are 11 sessions a day
  • Sessions are carrier specific as described in the link above (Medical, Dental, Prescription carriers, etc.)
  • Employees can Join as many as you like – no need to register in advance
  • Sessions are interactive Q & A opportunities.

View Schedule
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MedImpact

MedImpact Healthcare Systems, Inc., the Pharmacy Benefit Manager (PBM), manages your prescription drug benefit under a contract with the State of Maryland.

Learn more

Who needs to take action? 

Flexible Spending Accounts (FSA or DCFSA):

  • Faculty, staff, and benefits-eligible graduate assistants who want an FSA for healthcare and/or dependent care in 2025 need to re-enroll. FSAs do not carry over from year to year.
  • If you had an FSA in 2024 and want one in 2025, you must re-enroll by 5:00 PM on November 8th. Changes will take effect on January 1, 2025. Health Care FSA maximum contribution limit is $3,200.

State of Maryland Health Benefits Changes:

  • Faculty, staff, and benefits-eligible graduate assistants making changes to their State of Maryland medical, dental, accidental death & dismemberment, life insurance, and/or pharmacy plans also need to take action.

Adding Dependents:

  • If you are adding dependents during Open Enrollment, you must attach the required documentation (e.g., “certified” marriage certificate for spouses, birth certificate for children) to the SPS Benefit Event.
  • All documentation must be submitted by 5:00 PM EST on November 8, 2024. If documentation is not provided by the deadline, the dependent(s) will not be covered.

Who does not need to take action?

No action is required if you are keeping your current health benefits elections.

  • You are not adding or removing a dependent from health coverage.
  • You are not making any change to or canceling your health coverage.
     

Online Benefit System (SPS)

  • Add/Remove a Dependent
  • Change Benefit Plans
  • Enroll/Re-Enroll in a Flexible Spending Account (FSA)

Faculty, staff and benefits-eligible graduate assistants can make benefit changes in SPS. Instructions can be found here.  

Retirees will receive enrollment packages in the mail directly from the Benefits Division of the State of Maryland late September, early October. Retirees should follow the enrollment instructions provided in that mailed package. Retirees may direct questions about their benefits and Open Enrollment to the State of Maryland Employee Benefits Division at 410.767.4775.

SPS will show your 2024 benefit elections if you participate in the State’s Employee Benefits Program.

Changes and new rates go into effect on January 1, 2025

No Action Required to Keep Current Benefits, Except FSAs
FSA plans must be renewed annually, enrollments are not carried over year-to-year in accordance with IRS regulations. If you participated in an FSA in 2024 and need an FSA in 2025, you will need to re-enroll.
 

You can reset or change your password the following ways:

1. If you forgot your password:

  • Use the Forgot Password link on the SPS sign-in page
  • If you are unable to reset using your security questions, click on the following SPS Workday Password Reset Request Form.  Requests may take 2 business days. 

2. If you know your password but want to change it:

  • Change your password in SPS under your profile found in the upper right hand corner of the page.

UHR SPS Webpage

Password Change Reference Guide

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PASSWORD RULES

  • Your new password must not be the same as your current password or user name.
  • Minimum number of characters: 8
  • Must have at least one of the following character types:
    • Uppercase letters (A,B,C…)
    • Lowercase letters (a,b,c…)
    • Numerals (0 – 9)
    • Special characters as follows:  !”#$%&'()*+,-./:;=>?@[[\]^_`{|}

During a qualifying life event or Open Enrollment, you have the ability to add dependents to medical, dental, prescription, life insurance and/or AD&D coverage.  All additions of new dependents require mandatory documentation for each dependent added.

Important Tips:

  • You MUST submit the REQUIRED DOCUMENTATION for all newly added or re-enrolled dependents before 5:00PM EST on November 8, 2024.  
  • If you do not attach the required documentation the dependent will be removed from coverage and will be ineligible to enroll until the next qualifying life event or Open Enrollment. 
  • Refer to the REQUIRED DOCUMENTATION list for each dependent relationship. You do not need to attach supporting documentation for any dependent currently enrolled in coverage.
  • Note:  Marriage Certificates must be the “certified” version signed by the court clerk's office.  In many states, it may take time to order this version.  Please plan ahead if you do not have this version of your marriage certificate for newly added spouses.  The certified marriage certificate must be uploaded for a newly added spouse before 5:00 PM EST on November 8, 2024.  

Translation of Non-English Documentation:  If you submit dependent documentation that is written in a language other than English, it must be translated by an official translator – someone other than you or your dependent(s). Generally, an official translator can be found at any college or university. The translation of each document must be signed by the translator and notarized.

Log in with your SPS Employee ID that starts with a “W”. Your SPS Employee ID is available to you in the following locations.

Please use the following password formation to make up your initial password:

  • Use capital first letter of your first name
  • Use lower case first letter of last name
  • Use your 4 digit birth year
  • Use last 4 digits of your social security number
  • Use the symbol $

An example password for Jon Smith is:  Js19804321$​ For a password reset, please complete the following SPS Workday Password Reset Request form.  Requests may take 2 business days, therefore, plan accordingly. Please visit the following SPS Webpage for additional help.

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